If the insurance payment under compulsory motor liability insurance is not enough to repair the car, the driver can prove this using several methods. Automotive lawyer Sergei Smirnov spoke about this in an interview with Motor magazine. The easiest way is to show the calculation from a car service center, he noted.
“If the insurance company pays money, and a person, having received it, goes to a car service center, and they tell him that, relatively speaking, 400 thousand are needed for repairs, and he only has 100 thousand rubles in compensation, then this will be confirmation, by and large, in order to file a claim with the insurance company,” the lawyer said.
Another option to claim the required amount if the car owner does not agree with the insurance payment is to conduct an independent examination. It is carried out according to a unified method for calculating damage, which is used by all insurers.
When the conclusion shows that the company underestimated the payment, the driver has grounds for a formal complaint. If the insurer refuses this time too, the next authority is the financial ombudsman. And only after refusal on his part can you go to court.
Read also:
— Shame of the car market: these ideal cars failed in sales due to ridiculous stereotypes.
— It has become known why Chinese cars, popular in the Russian Federation, are not needed by anyone in China.
— Interest in an almost forgotten body type has resurfaced throughout the world.
The country's authorities have changed the rules for subsidizing the purchase of electric vehicles. Now…
External changes affected only the plumage, without affecting the main body parts. However, the total…
China has officially overtaken Japan to become the largest supplier of imported cars to the…
Zeekr 001 entered the Chinese market at the end of 2021, becoming the first model…
The Ford brand brought the GT Mk IV track supercar to the legendary race track…
According to experts from Avto.ru Business, published on April 3 in Izvestia, the average cost…