According to Izvestia, in 2024, in Russia, 60 percent more than in 2023 was issued in Russia-this applies to the number of loans and their total volume, which, according to some estimates, exceeded two trillion rubles. The reason is clear – the Russians were in a hurry to buy cars before a rise in price caused by an increase in the Utilsbor rate.
According to the statistics of the United Credit Bureau, over the past year, 1.4 million car loans were issued in Russia for a total of two trillion rubles, but these NBKS differ: 1.64 million loans and 2.3 trillion rubles in aggregate. At the same time, both credit bureaus converge in assessing the growth of this lending industry – it amounted to 60 percent compared to 2023 indicators.
In the Russian market of foreign cars, the leader was replaced by the Russians continue to buy premium foreign cars of European and American brands Lada Big Plans: Mark is preparing 12 new models and modifications
On average, Russians issued a loan for 1.45 million rubles for up to five years and nine months. The share of loans taken to purchase a new car amounted to 63 percent. Most often, loans for the purchase of a car were taken in early 2024, by December, the pace of extradition was about half. They associate this both with increasing prices for cars due to increasing the rate of utilization fee, and with the restrictions that the Central Bank introduced.
The author’s bet is growing and this trend continues, experts surveyed by the publication believe. According to their forecasts, it may exceed 30 percent: due to the increase in the cost of borrowed funds, the amount of vehicles of car loans will be reduced in 2025 by about 20-30 percent compared to 2024.
Earlier, Avtostat reported that in 2024, a record number of new cars for the past five years have been sold in Russia in Russia. For 12 months, the Russians bought 1,571,272 new cars, which is 48.4 percent more than in 2023. This is the best result since 2019, when 1.59 million new cars have been implemented in the country.
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