According to the results of the first quarter, sales of collateral property, including cars, on the VTB-owned Commission site, tripled compared to the same period in 2025. The average price of a pledged car was 943 thousand rubles.
The cost of transport that is pledged is often lower than the market value. In addition, the acquisition of such an asset carries minimal risks for the buyer.
The collateral ensures the fulfillment of obligations by the borrower. In case of delays in loan payments, the bank can go to court and, as compensation, take away what is pledged.
Sales of pledged cars are often carried out by the banks themselves, as well as pledged houses.
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