The Central Bank of Russia decided to maintain a key rate at the same level of 21 percent. This decision, voiced by the Head of the Central Bank Elvira Nabiullina, reflects the desire of the regulator to balance the efforts to curb inflation with the need to support economic activity in the country. However, as experts note, the current level of the rate still exerts significant pressure on a number of sectors, in particular, the automobile market, where the availability of lending remains in question.
According to Olga Boyko, director of the Financial Services Department, this decision demonstrates a balanced approach in which the Central Bank seeks not only to control inflation, but also to take into account the need to maintain business activity in the country.
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As Olga Boyko emphasized, the current value of the key rate remains very high and continues to have a significant impact on the Russian automobile sector. She noted that the share of car loan continues to decline, which negatively affects the profitability of market participants. Moreover, for a significant part of the population, a car loan becomes an inaccessible financial instrument. However, the expert expressed the hope that this decision may indicate the possibility of starting a decrease in the key rate in the future.
Earlier it became known that in 2025 a significant increase in the cost of car repair in Russia, which, according to forecasts, will be about 25 percent.
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