Since the beginning of December, cameras began to identify drivers without compulsory motor liability insurance.

For now, the system is operating in test mode – the head of the Russian Union of Auto Insurers (RUA), Evgeny Ufimtsev, stated this on the air of the Morning of Russia program. According to him, insurers support the decision to check, from March 1, 2025, the availability of an MTPL policy using photo and video cameras. “It has been decided not to punish yet, but to send a ‘letter of happiness’, the so-called notification of the absence of a policy,” Ufimtsev added.

In technical terms, everything is ready to check the presence of a “vehicle license” using traffic cameras. “I think the experiment will quickly show that most often the drivers who do not buy a policy are those who violate traffic rules,” said the head of the RSA. “And then it will be possible to introduce fines.” According to current laws, the fine for this violation – the absence of a compulsory motor liability insurance policy – is 500 rubles, and for a repeated violation – 800 rubles.

Earlier it became known that the State Duma proposed increasing the fine to 3-5 thousand rubles. That is, the maximum penalty for driving without compulsory motor liability insurance will be slightly lower than the average price of the policy itself, which is now 7.65 thousand rubles. This initiative has already been supported by the Russian government and the Ministry of Internal Affairs.

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In addition, State Duma deputies propose to amend the law on compulsory motor liability insurance and begin to compensate for damages in road accidents even in cases where the person responsible for the accident does not have a policy. And not only for harm caused to life and health, but also for car repairs. Ufimtsev believes that this is inappropriate, since this innovation will first of all increase the financial burden on respectable motorists, and the problem with those who do not apply for a “motor citizenship” will not be solved – there will not be fewer such drivers.

According to RSA estimates, about 2.5-3.6 million Russians drive on Russian roads without an MTPL policy. That’s between seven and 10 percent of all drivers.

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