If the car owner does not have enough insurance compensation to restore the car after a traffic accident, he will be able to apply for an additional payment. To do this, you will need to confirm the actual cost of repairs and provide a repaired car for inspection. The innovation should increase the validity of insurance payments and take into account the real costs of restoring the vehicle.
A draft law is being prepared for consideration in the State Duma, which provides for the emergence of a new mechanism for receiving payments under the compulsory insurance policy of civil liability of vehicle owners. According to the proposed changes, if, after a traffic accident, the car owner was paid compensation in cash, but these funds were not enough for full repairs, he will be able to apply for additional payment.
In Russia, the rules of the one -day insurance changed the cost of the united compulsory motor liability insurance for the Union State in Russia a new way to formalize OSAGO will appear
As explained by the head of the Russian Union of Auto Stores, Yevgeny Ufimtsev, we are talking about a surcharge for wear of the vehicle and possible hidden damage. To date, insurers can either direct the car for repairs or pay the amount taking into account its wear. In the case of monetary payment, compensation may be lower than 20-50 percent, depending on the age of the machine. The new scheme assumes that the driver will provide the insurance company with documents confirming the cost of repairs, and will also make it possible to inspect the restored vehicle.
Earlier it became known that the maximum payments for the compulsory insurance policy of auto -citizenship can be increased four times – up to two million rubles. Currently, the limit is 500 thousand rubles. At the same time, public transport passengers are already insured in the amount of two million rubles, which is why a situation arises when a car passenger receives much less compensation for the same injuries than a bus or tram passenger.
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