The whole process-from filing an application to approval-goes online thanks to the technical partnership with the fintech company “Balance Platform”. It is convenient, safe and does not take much time: the application is processed by bank employees, and the client quickly receives an answer.
“We are ready to offer our customers access to all the advantages of remote lending. You can get approval on a loan for cars from anywhere in the country. At the same time, the speed of decoration of an online loan does not exceed 10 minutes. We believe that the online application service will be in high demand among those who decided to purchase a car on credit, ”says Sergey Medynsky, Director General of VTB Auto.
The execution of the transaction takes place in four stages: first you need to choose a car on the VTB Auto online vitrine, then convenient loan conditions are selected for it. After that, a application to the partner bank is submitted through the public services portal, from where the answer promptly comes. Finally, the last stage is the signing of the contract upon receipt of the car.
“Together with VTB Auto, we create not just a service, but a new ecosystem, changing the usual approach to making a car online. Balance Platform technology synergy, license of the OFM financial platform operator and the rich experience of VTB Auto allows customers to offer the best solution in the market, ”said Alexei Borodavin, head of the Vertical Fintekh Platform.
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