It became known where the most “emergency-hazardous” drivers live in Russia

The smallest discount on OSAGO for a non -valid ride in the period from April 1, 2024 to March 31, 2025 was given to drivers of the Republic of Dagestan – only 6.1 percent. This was reported in the Russian Union of Auto Stores (RSA). The second place in terms of accident was taken by the Chechen Republic with a discount of 8.7 percent, the third – the Republic of Ingushetia with 8.7 percent.

Most of the neat drivers who have the maximum discount for a trouble -free ride live in Moscow. There for the indicated period, the discount on OSAGO received 51 percent of motorists. Also, a high share of conscientious drivers was recorded in St. Petersburg (48.4 percent) and in the Perm Territory (46.4 percent).

The following is Moscow (46.1 percent) and the Leningrad regions (45.7 percent). From the sixth to 10th place, the Novosibirsk and Ryazan regions are located (43.9 and 43.8 percent, respectively), the Republic of Karelia (42.6 percent), the Tyumen and Vladimir regions (42.4 percent each).

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The average share of drivers with the minimum value of the Bonus Malus coefficient (KBM) in Russia is 37.3 percent. To earn a low KBM and a discount on the design of OSAGO, an accident and traffic violations must be avoided.

Despite the low KBM, half of the drivers, Moscow leads in the number of accidents in the country. In general, the accident rate in Russia is growing: in the first quarter of 2025, 24 thousand accidents occurred, which is 1.9 percent more than in the same period of 2024.

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